Sources

Every number in our videos comes from official government pages, mostly canada.ca and the CRA. Here they are, so you can check them yourself.

Episode 3: 3 benefits that pay even if you owe no tax (2026)

Checked October 11, 2026. Amounts change every year, usually in January.

  1. Service Canada: OAS, GIS and Allowance payment amounts (October to December 2026): canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html
  2. Service Canada: GIS, do you qualify: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/eligibility.html
  3. Service Canada: GIS, how much you could receive: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/benefit-amount.html
  4. Service Canada: GIS, apply: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/apply.html
  5. Service Canada: GIS, receiving your benefit (file by April 30): canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/while-receiving.html
  6. Service Canada: OAS, when to start: canada.ca/en/services/benefits/publicpensions/old-age-security/when-start.html
  7. Old Age Security Act, section 2, definition of income: laws-lois.justice.gc.ca/eng/acts/O-9/page-1.html
  8. Service Canada: OAS and GIS phone numbers: canada.ca/en/employment-social-development/corporate/contact/oas.html
  9. Service Canada: Allowance, do you qualify: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/allowance/eligibility.html
  10. Service Canada: Allowance for the Survivor, do you qualify: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/allowance-survivor/eligibility.html
  11. CRA: Canada Groceries and Essentials Benefit: canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit.html
  12. CRA: CGEB, how much you can get: canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/how-much.html
  13. CRA: CGEB, who is eligible (income tables): canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/who-eligible.html
  14. CRA: CGEB, payment dates: canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/payment-dates.html
  15. CRA: RC4210, Canada Groceries and Essentials Benefit guide: canada.ca/en/revenue-agency/services/forms-publications/publications/rc4210/canada-groceries-essentials-benefit.html
  16. CRA: Indexation of benefit amounts (CGEB adult amount, single supplement, thresholds): canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/adjustment-personal-income-tax-benefit-amounts.html
  17. Canadian Dental Care Plan: do you qualify: canada.ca/en/services/benefits/dental/dental-care-plan/qualify.html
  18. Canadian Dental Care Plan: coverage and co-payment: canada.ca/en/services/benefits/dental/dental-care-plan/coverage.html
  19. Canadian Dental Care Plan: apply: canada.ca/en/services/benefits/dental/dental-care-plan/apply.html
  20. Government of Canada: benefit payment dates: canada.ca/en/services/benefits/calendar.html
  21. CRA: Free tax clinics, suggested income limits: canada.ca/en/revenue-agency/services/tax/individuals/community-volunteer-income-tax-program/need-a-hand-complete-your-tax-return.html
  22. CRA: How to recognize fraud and scams: canada.ca/en/revenue-agency/news/newsroom/tax-tips/tax-tips-2024/fraud-prevention-month-recognize-fraud-scams-tax-schemes.html
  23. Ontario: Guaranteed Annual Income System (GAINS): ontario.ca/page/guaranteed-annual-income-system-payments-seniors
  24. British Columbia: Senior's Supplement: www2.gov.bc.ca/gov/content/family-social-supports/seniors/financial-legal-matters/income-security-programs/seniors-supplement

Episode 2: the October 28 CPP and OAS deposit (2026)

Checked October 11, 2026. Amounts change every year, usually in January.

  1. Government of Canada: Benefits payment dates calendar: canada.ca/en/services/benefits/calendar.html
  2. Service Canada: OAS and GIS payment amounts, October to December 2026: canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html
  3. Service Canada: OAS benefit amount (10% at 75, 40 years, partial pension): canada.ca/en/services/benefits/publicpensions/old-age-security/benefit-amount.html
  4. Service Canada: While receiving OAS (cheques, direct deposit): canada.ca/en/services/benefits/publicpensions/old-age-security/while-receiving.html
  5. Service Canada: OAS recovery tax: canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html
  6. Service Canada: Guaranteed Income Supplement: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement.html
  7. Service Canada: GIS, while receiving (file by April 30): canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/while-receiving.html
  8. Service Canada: The Allowance: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/allowance.html
  9. Service Canada: Allowance for the Survivor: canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/allowance-survivor.html
  10. ESDC: CPP and OAS quarterly report, October to December 2026: canada.ca/en/employment-social-development/programs/pensions/pension/statistics/2026-quarterly-october-december.html
  11. ESDC: CPP and OAS quarterly report, July to September 2026: canada.ca/en/employment-social-development/programs/pensions/pension/statistics/2026-quarterly-july-september.html
  12. Service Canada: CPP retirement pension, how much you could receive: canada.ca/en/services/benefits/publicpensions/cpp/cpp-benefit/amount.html
  13. Service Canada: CPP amounts and the Consumer Price Index: canada.ca/en/services/benefits/publicpensions/cpp/receive-benefits/consumer-price-index.html
  14. Service Canada: CPP, receive your benefits: canada.ca/en/services/benefits/publicpensions/cpp/receive-benefits.html
  15. Service Canada: Contact Old Age Security: canada.ca/en/employment-social-development/corporate/contact/oas.html
  16. Service Canada: Contact the Canada Pension Plan: canada.ca/en/employment-social-development/corporate/contact/cpp.html
  17. My Service Canada Account: OAS (payments, banking changes, tax slips): canada.ca/en/employment-social-development/services/my-account/oas.html
  18. My Service Canada Account: CPP (payments, tax slips): canada.ca/en/employment-social-development/services/my-account/cpp.html
  19. Service Canada: Scam and fraud prevention: canada.ca/en/employment-social-development/corporate/portfolio/service-canada/fraud.html
  20. Government of Canada: Protect yourself from scams and fraud (retirement): canada.ca/en/services/life-events/retirement/protect-yourself-scams-fraud.html

Episode 1: 7 CRA tax credits many seniors miss (2026)

Checked October 11, 2026. Amounts change every year, usually in January.

  1. CRA: Indexation adjustment for personal income tax and benefit amounts (2026): canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/adjustment-personal-income-tax-benefit-amounts.html
  2. CRA: Canada Groceries and Essentials Benefit: canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit.html
  3. CRA: CGEB, how much you can get (July 2026 to June 2027): canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/how-much.html
  4. CRA: CGEB payment dates: canada.ca/en/revenue-agency/services/child-family-benefits/canada-groceries-essentials-benefit/payment-dates.html
  5. Service Canada: GIS, while receiving (file by April 30): canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/while-receiving.html
  6. Service Canada: OAS and GIS payment amounts (Oct to Dec 2026): canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html
  7. Canadian Dental Care Plan: who can qualify: canada.ca/en/services/benefits/dental/dental-care-plan/qualify.html
  8. Canadian Dental Care Plan: coverage and co-payment: canada.ca/en/services/benefits/dental/dental-care-plan/coverage.html
  9. CRA: Free tax clinics, suggested income limits: canada.ca/en/revenue-agency/services/tax/individuals/community-volunteer-income-tax-program/need-a-hand-complete-your-tax-return.html
  10. Finance Canada: lowest personal income tax rate and non-refundable credits: canada.ca/en/department-finance/services/publications/report-impact-reducing-lowest-marginal-personal-income-tax-rate-non-refundable-tax-credits.html
  11. CRA: Line 30100, age amount: canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-30100-amount.html
  12. CRA: Line 32600, amounts transferred from your spouse: canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-32600-amounts-transferred-your-spouse-common-law-partner.html
  13. CRA: Line 31400, pension income amount: canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31400-pension-income-amount.html
  14. CRA: Pension income splitting: canada.ca/en/revenue-agency/services/tax/individuals/topics/pension-income-splitting.html
  15. CRA: Lines 33099 and 33199, medical expenses: canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html
  16. CRA: RC4065 Medical Expenses: canada.ca/en/revenue-agency/services/forms-publications/publications/rc4065/medical-expenses.html
  17. CRA: Line 31285, home accessibility expenses: canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31285-home-accessibility-expenses.html
  18. CRA: DTC, who is eligible: canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/eligible-dtc.html
  19. CRA: DTC, claiming the credit (up to 10 years back): canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/claiming-dtc.html
  20. CRA: DTC, how to apply: canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/how-apply-dtc.html
  21. CRA: Change your return (10 calendar year limit, processing times): canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/change-your-return.html
  22. Service Canada: OAS recovery tax: canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html
  23. CRA: How to recognize fraud and scams: canada.ca/en/revenue-agency/news/newsroom/tax-tips/tax-tips-2024/fraud-prevention-month-recognize-fraud-scams-tax-schemes.html